Can I Get a Car Subscription Without a Credit Check?
Can I Get A Car Subscription?
Yes, you can get a car subscription from ClickMe Cars without a traditional credit check. This makes the process faster and more accessible, even if your credit history isn’t perfect.
ClickMe Cars focuses on your current financial capability, offering a hassle-free experience. You can easily browse and choose your desired vehicle online, ensuring predictable weekly payments. Want to know the steps to get started and enjoy the flexibility it offers?
Watch Our Explainer Video
Understanding Car Subscription Services
Although the concept might seem new, car subscription services have been rapidly gaining popularity as a flexible alternative to traditional car ownership and leasing. You get the freedom to choose a vehicle that fits your lifestyle without the long-term commitment.
With car subscriptions, you pay a weekly fee that typically covers insurance, maintenance, and roadside assistance, making budgeting a breeze. It’s perfect if you want to avoid the hassles of buying or leasing.
You can swap vehicles or cancel whenever you need, providing unmatched flexibility. Plus, it’s a great way to test different car models without the pressure of ownership.
The Role of Credit Checks in Car Subscriptions
When it comes to car subscriptions, understanding the role of credit checks is essential. Credit checks help providers assess your financial reliability. They’re looking at your credit history to determine if you’re likely to meet your payment obligations.
Each subscription service is different. Some require credit checks and some do not. The ClickMe Cars team focuses on your ability to make the ongoing payments and meet other basic criteria.
Assessing Your Budget and Financial Situation
Before you start browsing car loans, take a careful look at your current financial situation and budget. By clearly understanding your income, expenses, and savings, you'll identify your exact budget constraints and avoid future financial stress.
Start by reviewing your monthly earnings, then subtract essential living costs like rent, food, bills, and ongoing commitments. Factor in additional expenses like insurance, fuel, maintenance, and registration fees associated with owning a car.
Thorough financial planning guarantees you comfortably manage loan repayments without compromising other important financial goals. Be realistic about your affordability, and choose a loan amount aligned with your financial capacity. Taking the time to assess your budget now helps you feel more confident, secure, and part of a financially responsible community.
Our Approach to Credit Checks
Unlike many traditional car subscription services, we have simplified our approach to credit checks. You won’t have to worry about an invasive process that digs into your financial history.
Instead, we focus on providing you with a straightforward and flexible subscription experience. We understand that not everyone has perfect credit and believe in making car access easier for everyone.
The process evaluates your current capability to manage the subscription, without making credit history a barrier. With our flexible car subscriptions you’re able to enjoy a service that prioritises your present circumstances over past financial decisions.
Benefits of No Credit Check Car Subscriptions
A no credit check car subscription offers several advantages that can make life easier for you. First, it provides quick and hassle-free access to a vehicle, eliminating the usual stress of credit evaluations. You avoid the anxiety of being judged on your credit score, making it ideal if you’re rebuilding your financial standing.
Additionally, it can enhance your budgeting, as you’ll know exactly what you’re paying each month without unexpected fees. Plus, you gain flexibility, allowing you to switch cars based on your changing needs.
It’s a straightforward way to have reliable transportation without the usual financial scrutiny.
Steps to Secure a Car Subscription
Securing a car subscription with us is a straightforward process, allowing you to access a vehicle quickly and easily.
First, visit the website and apply online - it’s fast, easy, and theres no credit checks.
After you submit your application, you’ll receive a confirmation email with further details. We offer fast approvals and many customers drive away same day. It's unbelievable but it’s true.
Once approved, visit the website and browse the available car options to find one that fits your needs. Once you've chosen a car,, schedule a pickup and enjoy your new ride without the traditional hassles.
Apply today, and see for yourself how much easier it is to get into a car with ClickMe Cars.
FAQs
Can I get a car same day?
Yes, all our available cars are ready to go immediately.
Simply apply online or in person to get approved and start driving.
Our fastest approval type is Easy Path.
I have a licence and proof of address - what else do I need?
A driver’s licence and a proof of address are the minimum documents required.
You can provide additional documents to potentially reduce your bond.
Can I return the car within 60 days?
At any time, you can cancel with 1 week's notice.
If you need to cancel in the first 60 days, your access to the car is treated as a rental and rental rates apply.
Rental rates are higher than long term rates.
I can't afford payment this week - do I have to return the car?
Payments are required to be made in advance.
If you cannot make payment by the due date, please contact us.
You may be required to return the car for a short hold until your payments have been caught up.
Can I drive additional km?
Our weekly km allowance is exactly that - an allowance - not a restriction.
When we assess your km, we calculate your usage as an average over the whole time you’ve had the car.
If you drive a lot this week and less next week, provided the average is equal to or less than your allowance, there are no extra charges.
If your average usage suggests that you drive more than your included km per week, you will be required to pay for additional km at the rate set out in your agreement.
We have discounted additional km packages available for super users.
What if the car needs a service?
As a fully managed service, we take care of organising and paying car servicing and other maintenance such as tyres and brakes.
Please contact us to organise a complimentary service at a location close to you.
You will need the car’s current odometer so our team can book the service.
If I have an accident, what do I do?
Firstly, ensure everyone is okay.
If there are any injuries or anyone is in danger, call 000 immediately.
Once everyone is safe, call us to report the accident.
Our 24 hour accident and breakdown line will be able to advise you on what to do next.
While at the scene, ensure you collect the other driver’s information such as driver’s licence number, phone number, email address and home address.
Please also take photos of the accident.
Can I get my own toll account?
We encourage all customers to sign up for their own toll account directly with Linkt.
If you use a toll road without a toll account, we will receive a paper toll notice which we will nominate to you. A toll convenience fee will apply.
How do I apply to leave the 150km zone?
Our cars can be used within our 150km zone.
You must apply to leave the zone 2 weeks in advance.
If approved, you will need to provide your travel dates and pay a refundable travel bond.
Can I pay monthly or fortnightly?
By default, our payments are weekly.
You can request to change your payments to weekly or fortnightly, provided that your payments are made in advance.
Can I use the car for towing?
Yes - depending on the car you subscribe to.
Some cars can be fitted with a tow package, enabling towing capabilities up to the weight limit set by the manufacturer.
Our tow package is are $19/wk, and there may be an additional hardware cost.
Features And
Benefits
Flexible access to a car
You’re never locked in. You can cancel at any time with 1 weeks’ notice.²
You can also swap cars at any time. A car swap fee applies.
Fully managed
We organise and pay for all maintenance including servicing, tyres, and brakes and pay for registration too.
If there are any mechanical faults that aren’t the driver’s fault, we will pay for the repairs.
Always on the Road Guarantee
If the car stops working due to an unforeseeable mechanical issue, we will get it fixed or provide a replacement car in the interim.
No credit check application pathways
We have two application pathways for you to choose.
Easy Path only requires a proof of address and a current driver’s license. With this option, you can be on the road same day.
Documents Path requires a proof of address, a current driver’s license, recent payslips, and bank transactions. This option can lower the refundable bond amount depending on strength of application, but takes 1 day longer than Easy Path.
Things To
Know
Weekly payments in advance
All cars are prepaid.
This means that when you pay your weekly invoice, you are paying for the week ahead.
Refundable bond
The bond is paid upon pick up of a car and is refundable if you cancel your agreement and return the car clean, refuelled, without additional km and without new damage (fair wear and. tear excluded)
60 day minimum
All long term access agreements have a 60 day minimum.
You can cancel your agreement during the 60 day minimum, however, more expensive short term rates apply.²
600km included weekly
All cars come with 600km/wk included.
If you need additional km, packages are available upon request at an additional cost.
No rideshare
Due to our insurance coverage, we unfortunately can not permit our cars to be used for rideshare purposes.
That means no Uber, Didi and similar platforms.
Food delivery is allowed, but please be mindful of your weekly included kms.
Additional drivers
Any additional drivers need to provide their licence and be approved to drive.
A small additional driver fee applies.
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