Rent-to-Own Cars vs ‘Points Buy’ with ClickMe Cars

Time To Compare The Options

When you need a car, you don’t always want a traditional car loan.

You might not want years of finance payments. You might not want to deal with registration, servicing, maintenance, or unexpected repair costs. You may not want to be stuck with one vehicle if your needs change.

That’s why many Australians compare rent-to-own car options with car subscriptions. But at ClickMe Cars every week you pay on time you earn points which can be used towards ownership.

At ClickMe Cars, we believe everyone should have access to a car. And we want to make it easy - whether you’ve just arrived from overseas to take up a new employment opportunity, need to upgrade your current car, or you’re building up your credit score.

Watch Our Explainer Video

What Is Rent-to-Own Car Finance?

Rent-to-own car finance usually lets you use a vehicle while you make regular payments over time. But it can also come with drawbacks.

You may be stuck with one vehicle. You may have a long-term commitment. You may still be responsible for costs like registration, servicing, maintenance, tyres, repairs, and roadside assistance. If the car breaks down or can’t be used any more, you may still be responsible for paying for it.

So while rent-to-own can help you work toward owning a car, it might not always provide the flexibility or cost certainty you need.

What Makes ClickMe Cars Different?

ClickMe Cars is designed to fit your life. Your subscription can change when your needs change - and you keep your points towards ownership.

You might need a larger 8 seater family car because your extended family have come to visit. You might be a tradie who needs a dependable ute for work. You might be rebuilding your finances. You might simply want a car without the stress of traditional finance.

With ClickMe Cars, your subscription can cover major running costs that often catch people off guard, such as:

- Registration

- Servicing

- Maintenance

- Roadside assistance

This means you can drive with confidence, knowing many of the usual vehicle costs are included in one simple payment. You’re covered by an always on the road guarantee.

You Can Drive Now and Earn Points Along the Way

One of the biggest differences with ClickMe Cars is our Points Buy program.

With a standard car subscription, you may drive for years and end up with nothing to show for it. With rent-to-own, you may work toward ownership, but you might also lose flexibility.

ClickMe Cars gives you a better choice. You can subscribe to a car now and earn points through eligible on-time payments. You can use those points toward rewards, including vehicles from the ClickMe Cars fleet.

So instead of choosing between flexibility and a way forward, you can have both.

Rent-to-Own vs ClickMe Cars


What matters to you Rent-to-own cars ClickMe Cars
You need a car quickly Usually yes Drive away same day
You want a path toward owning a car Yes Yes, with Points Buy
You want one simple payment Not always Easy weekly payments – no interest
You want registration included Not always Yes
You want servicing included Not always Yes and we coordinate for you
You want maintenance included Not always Guaranteed
You want roadside assistance included Not always Always
You want flexibility if life changes Often limited Always
You want to avoid traditional finance stress Sometimes Yes
You want to earn value while you drive Depends on the contract Yes, with Points Buy

Which Option Suits You Best?

Rent-to-own may suit you if your main goal is ownership and you are okay with sticking to one vehicle and for a longer minimum commitment.

ClickMe Cars may suit you if you want:

- A car without the stress of traditional finance.

- A more flexible way to drive.

- A simple weekly payment.

- Help manage running costs.

- The chance to earn points while you drive.

- A way to own an eligible vehicle later.

Why Customers Choose ClickMe Cars

Our customers often come to us for practical solutions.

They don’t want complicated finance. They don’t want hidden costs. They don’t want to wait weeks for approval. They just need a reliable car that fits their life.

- You might be getting back on your feet financially.

- You might need a bigger car for your family.

- You might need a work vehicle.

- You might want the freedom to change cars later.

Whatever your situation, ClickMe Cars is designed to give you choice and more flexibility.

A Smarter Alternative to

Rent-to-Own

Rent-to-own focuses on getting you to ownership. Car subscription focuses on access.

ClickMe Cars brings these two ideas together and makes it even better. You can drive now with an all-inclusive subscription and earn points that may help you work toward ownership of an eligible vehicle in the future.

This means you don’t have to feel stuck between a car loan, a rental, or a rent-to-own agreement.

Ready To Find Your Next Car?

If you’re comparing rent-to-own cars in Brisbane or Sydney, take a closer look at ClickMe Cars.

Drive it today. Own later. Contact our friendly team today to explore our range, and learn more about Points Buy. Applications are quick, approval is fast, and you can drive away the same day. Apply now!

FAQs

Can I get a car same day?

Yes, all our available cars are ready to go immediately.

Simply apply online or in person to get approved and start driving.

Our fastest approval type is Easy Path.

I have a licence and proof of address - what else do I need?

A driver’s licence and a proof of address are the minimum documents required.

You can provide additional documents to potentially reduce your bond.

Can I return the car within 60 days?

At any time, you can cancel with 1 week's notice.

If you need to cancel in the first 60 days, your access to the car is treated as a rental and rental rates apply.

Rental rates are higher than long term rates.

I can't afford payment this week - do I have to return the car?

Payments are required to be made in advance.

If you cannot make payment by the due date, please contact us.

You may be required to return the car for a short hold until your payments have been caught up.

Can I drive additional km?

Our weekly km allowance is exactly that - an allowance - not a restriction.

When we assess your km, we calculate your usage as an average over the whole time you’ve had the car.

If you drive a lot this week and less next week, provided the average is equal to or less than your allowance, there are no extra charges.

If your average usage suggests that you drive more than your included km per week, you will be required to pay for additional km at the rate set out in your agreement.

We have discounted additional km packages available for super users.

What if the car needs a service?

As a fully managed service, we take care of organising and paying car servicing and other maintenance such as tyres and brakes.

Please contact us to organise a complimentary service at a location close to you.

You will need the car’s current odometer so our team can book the service.

If I have an accident, what do I do?

Firstly, ensure everyone is okay.

If there are any injuries or anyone is in danger, call 000 immediately.

Once everyone is safe, call us to report the accident.

Our 24 hour accident and breakdown line will be able to advise you on what to do next.

While at the scene, ensure you collect the other driver’s information such as driver’s licence number, phone number, email address and home address.

Please also take photos of the accident.

Can I get my own toll account?

We encourage all customers to sign up for their own toll account directly with Linkt.

If you use a toll road without a toll account, we will receive a paper toll notice which we will nominate to you. A toll convenience fee will apply.

How do I apply to leave the 150km zone?

Our cars can be used within our 150km zone.

You must apply to leave the zone 2 weeks in advance.

If approved, you will need to provide your travel dates and pay a refundable travel bond.

Can I pay monthly or fortnightly?

By default, our payments are weekly.

You can request to change your payments to weekly or fortnightly, provided that your payments are made in advance.

Can I use the car for towing?

Yes - depending on the car you subscribe to.

Some cars can be fitted with a tow package, enabling towing capabilities up to the weight limit set by the manufacturer.

Our tow package is are $19/wk, and there may be an additional hardware cost.

Features And

Benefits

Flexible access to a car

You’re never locked in. You can cancel at any time with 1 weeks’ notice.²

You can also swap cars at any time. A car swap fee applies.

Fully managed

We organise and pay for:

- registration

- servicing

- tyres

- brakes

If there are any mechanical faults that aren’t the driver’s fault, we will pay for the repairs.

Always on the Road Guarantee

If the car stops working due to an unforeseeable mechanical issue, we will get it fixed or provide a replacement car in the interim.

No credit check application pathways

Easy Path - low docs

- licence

- second proof of address

Documents Path - low bond

- licence

- second proof of address

- payslip

- 2 months bank history

Things To

Know

Weekly payments in advance

Your subscription is prepaid.

This means that when you pay, you are paying for the week ahead.

Refundable bond

Paid on pick up.

Refundable when the car is returned:

- clean

- refuelled
- no additional km

- no new damage (fair wear and. tear excluded)

60 day minimum

Cancel anytime with 7 days notice.

If you cancel in the first 60 days additional costs apply.²

600km included weekly

600km/wk included.

If you need additional km, packages are available:

+ 100km/wk $30

+ 400km/wk $99

No rideshare

We don't have insurance for rideshare

That means no rideshare on Uber, Didi and similar platforms.

Food delivery is allowed, but please be mindful of your weekly included kms.

Additional drivers

Additional drivers need to provide a valid licence and be approved by us to drive.

A small additional driver fee applies.

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